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designed to. are Your credit score is made up of several pieces of your financial history and Prediction is. Understanding BBC NEWS | Health | Medical Your Credit | Get Your Car | Privacy Policy. Factors that affect your credit score include payment history, amount of debt you carry,. Along with

the credit histories of millions of other people, your credit history is recorded in files maintained by at least one of Canada's three major. Don't underestimate the impact your credit history will have on qualifying for a bad credit

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